Frequently Asked Questions

Who do you work best with?

We work best with individuals and families navigating meaningful life transitions who want a long‑term planning partner—not just investment management. Many of our clients are women executives, multigenerational families, and Gen X professionals balancing multiple priorities who value guidance across their entire financial picture, including retirement, estate, tax, and legacy planning.

What typically brings clients to LIV Wealth Advisors?

Clients often come to us during periods of change—retirement planning, career transitions, receiving an inheritance, the loss of a loved one, or preparing for a generational wealth transfer. These moments raise important financial questions, and our role is to provide clarity, structure, and confidence so clients can move forward with peace of mind.

What are your interests outside of work?

Building a personal connection helps you understand their personality and whether you’ll enjoy a multi-decade relationship.

What does the first meeting look like, and is there a cost?

The first meeting is complimentary and designed to be relaxed and pressure‑free. We focus on getting to know you—your priorities, concerns, and what prompted you to reach out. There’s no obligation and no need to prepare; it’s simply a conversation to see if our approach is the right fit.

How is LIV Wealth Advisors different from other advisory firms?

We take a holistic approach to wealth planning that goes beyond investments alone. By integrating retirement, estate, tax, risk, and legacy planning—and by focusing on the human side of money—we help clients make informed decisions, especially during times of transition.

 Are you a fiduciary, and what does that mean for me?

Yes. As a fiduciary, we are legally and ethically obligated to act in your best interest at all times. This means transparent advice and recommendations driven solely by your goals, not commissions or product incentives.

How are you compensated for your services?

Our compensation depends on the type of services we provide and what best fits your needs. Many clients work with us on an ongoing basis through a tiered advisory fee based on assets under management, which supports comprehensive wealth planning, investment oversight, and regular advice.

For clients seeking targeted support, we also offer hourly consulting fees for financial planning and advice. In certain circumstances, compensation may also include commissions related to the financial products selected, which are always disclosed in advance.

No matter the structure, our responsibility remains the same: to provide thoughtful, transparent guidance that aligns with your goals and best interests.

How do you tailor planning to my life changes and priorities?

We begin by understanding your full financial picture and what matters most to you. From there, we create a personalized financial roadmap that evolves as your life changes—whether you’re planning for retirement, managing an inheritance, supporting children through college, or preparing a lasting legacy.

Who holds my accounts, and how do I know my assets are secure?

Your assets are held with independent, third‑party custodians—not directly by LIV Wealth Advisors. You retain access to your accounts and statements at all times, while we provide guidance and strategic oversight.

How often will we meet and communicate?

We tailor communication to your needs, with regular check‑ins and proactive outreach—especially during life changes or periods of market volatility. At a minimum, we meet annually and more often as circumstances evolve.

Will you coordinate with my CPA, attorney, or other trusted professionals?

Yes. With your permission, we collaborate closely with your CPA, estate planning attorney, and other trusted professionals to ensure your strategy is coordinated and aligned. This integrated approach is especially valuable during life transitions, helping ensure nothing is overlooked and your entire financial picture works together.